Privacy Policy

Effective Date: January 15, 2025
At CognitFocus, we take your privacy seriously. This comprehensive policy explains how we collect, use, protect, and manage your personal information when you use our financial analysis tools and educational services.

Information We Collect

We collect information in several ways to provide you with better financial analysis tools and educational resources. Here's what we gather and why:

Personal Information You Provide:
  • Name, email address, and phone number when you register
  • Company information and job title for business accounts
  • Payment information processed through secure third-party providers
  • Educational background and professional experience for course recommendations
  • Feedback and support communications

When you use our financial analysis software, we collect usage data to improve functionality. This includes which features you access most, analysis patterns, and performance metrics. We also gather technical information like your device type, browser version, and IP address for security and optimization purposes.

How We Use Your Information

Your information helps us deliver personalized financial education and maintain our software quality. We use collected data to:

  • Provide access to your purchased courses and software tools
  • Send course updates, new feature announcements, and relevant educational content
  • Process payments and manage your account billing
  • Offer technical support and respond to your inquiries
  • Improve our educational content based on learning patterns
  • Ensure platform security and prevent unauthorized access

We don't use your personal information for unrelated marketing purposes. Our communications focus on your purchased services, relevant educational opportunities, and important account information. You can adjust communication preferences in your account settings.

Information Sharing and Disclosure

We maintain strict controls over information sharing. CognitFocus does not sell your personal information to third parties. We share information only in these specific circumstances:

Service Providers: We work with trusted partners for payment processing, email delivery, and cloud hosting. These providers access only information necessary for their services and must maintain equivalent privacy protections.

In compliance with Vietnamese privacy laws, we may disclose information when legally required by government authorities or to protect our legitimate business interests. This includes preventing fraud, enforcing our terms of service, or defending legal claims.

If CognitFocus undergoes a business transition like merger or acquisition, your information may transfer to the new entity, but privacy protections will remain in effect.

Your Privacy Rights

You have significant control over your personal information. Under Vietnamese privacy laws and our commitment to transparency, you can exercise these rights:

Access Your Data
Request a complete copy of personal information we hold about you, including usage history and account details.
Correct Information
Update or correct inaccurate personal information in your account settings or by contacting support.
Delete Your Account
Request complete account deletion, though some information may be retained for legal compliance.
Control Communications
Unsubscribe from marketing emails while maintaining essential account notifications.

To exercise these rights, email us at contact@cognitfocus.com with your request. We'll respond within 15 business days and verify your identity before processing changes to protect your account security.

Data Security and Protection

Protecting your information is fundamental to our operations. We implement multiple security layers across our systems:

Technical Safeguards:
  • 256-bit SSL encryption for all data transmission
  • Regular security audits and penetration testing
  • Multi-factor authentication for account access
  • Encrypted database storage with access controls
  • Regular backup systems with secure offsite storage

Our team receives ongoing security training, and we maintain strict access controls. Only authorized personnel can access personal information, and all access is logged and monitored. We use industry-standard security practices and regularly update our protection measures.

While we implement robust security, no system is completely immune to threats. We continuously monitor for suspicious activity and will notify affected users promptly if any security incident occurs.

Data Retention and Deletion

We keep your information only as long as necessary for legitimate business purposes and legal compliance. Our retention periods vary by data type:

Account Information
Retained while your account is active and for 3 years after closure for legal compliance.
Course Progress Data
Maintained for 5 years to support continued learning and certificate verification.
Support Communications
Kept for 2 years to maintain service quality and resolve future issues.
Payment Records
Stored for 7 years as required by Vietnamese financial regulations.

When retention periods expire, we securely delete information using industry-standard data destruction methods. You can request earlier deletion of certain data types, though some information must be retained for legal compliance.

International Data Transfers

While CognitFocus operates primarily in Vietnam, some of our service providers use international data centers. When your information is transferred outside Vietnam, we ensure adequate protection through:

  • Contractual agreements requiring equivalent privacy protections
  • Selection of providers with strong international privacy certifications
  • Regular audits of data handling practices
  • Encryption during transmission and storage

These transfers occur only when necessary for service delivery, such as cloud hosting, payment processing, or email communications. We maintain oversight of all international data handling to ensure your privacy rights remain protected.

Cookies and Tracking

Our website uses cookies to enhance your experience and maintain platform functionality. We use several types of cookies:

Essential Cookies: Required for basic site operation, including login sessions and security features. These cannot be disabled without affecting functionality.

Analytics Cookies: Help us understand how users interact with our platform to improve design and content. This data is aggregated and doesn't identify individual users.

Preference Cookies: Remember your settings and customizations to provide a personalized experience across sessions.

You can control cookie preferences through your browser settings, though disabling certain cookies may limit platform functionality. We don't use cookies for advertising or share cookie data with external marketing companies.

Policy Updates: We review this privacy policy annually and will notify users of significant changes via email and website announcements. Minor updates may be posted without individual notification.

Privacy Questions and Contact

For privacy-related questions, data requests, or concerns about how we handle your information, contact us directly:

Email: contact@cognitfocus.com

Phone: +84936934992

Address: Số 67 ấp Giồng Có, Tham Đôn, Mỹ Xuyên, Sóc Trăng, Vietnam

We're committed to addressing privacy concerns promptly and transparently.